China, in my opinion, has been doing the exact opposite of the west has been doing.  The west burdens nations with shark loans with sprinkles of investments.  China, on the other hand, does the opposite, i.e. heavy investments with sprinkles of loans.  Take Pakistan for example (since I am from Pakistan); out of the now $80 billion, merely $10 billion is loans while the rest in investments.  The profit sharing in the investment is probably 8:2 ratio, meaning, China gets the 80% lion's share of the profits while Pakistan gets 20% for perhaps the next 100 years.  But if (knock on wood), occasional loss occurs (which can happen sometimes, life isn't always gardens and roses), then China and Pakistan both share in the loss therefore mitigating or distributing the burden of loss.  And I can be confident about the number of $10 billion in loans because if it was more, the pro-western opposition corrupt politicans would've raised hell about it.