garage into a bedroom without license. You can not add an extra bed room in your own home without license. For instance, You have a 3-bed-room home and you want to make it a 4-room home, you can't do that. Having a home also means paying the fvcking taxes for life. Here is the estimate how much taxes and other fees and insurance would cost you on a $500,000 home.

Total Monthly Payment Breakdown

Based on a $420,000 mortgage after 80,000 downpayment.